Terms of Service

1. Introduction

Welcome to IndependTop. These Terms of Service ("Terms") govern your use of our website, [Insert Website URL], and the services we provide. By accessing or using our website and services, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our website or services.

2. Services

IndependTop provides financial consulting services, including but not limited to financial planning, portfolio management, and passive income strategies. We reserve the right to modify or discontinue any aspect of our services at any time without prior notice.

3. User Responsibilities

3.1 Account Security

If you create an account with us, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

3.2 Accurate Information

You agree to provide accurate, current, and complete information when using our services. You are responsible for updating your information as needed to ensure its accuracy.

4. Intellectual Property

4.1 Ownership

All content, materials, and intellectual property on our website, including text, graphics, logos, and software, are the property of IndependTop or our licensors and are protected by copyright, trademark, and other intellectual property laws.

4.2 Limited License

You are granted a limited, non-exclusive, non-transferable license to access and use our website and services for personal, non-commercial purposes. You may not reproduce, distribute, modify, or create derivative works from our content without our express written permission.

5. Disclaimers

5.1 No Financial Advice

The information and content provided on our website are for informational purposes only and do not constitute financial advice. We make no warranties or representations regarding the accuracy, completeness, or reliability of the information.

5.2 No Guarantee of Results

While we strive to provide effective financial solutions, we do not guarantee specific results or outcomes from using our services. Your financial success depends on various factors, including your individual circumstances and market conditions.

6. Limitation of Liability

To the fullest extent permitted by law, IndependTop and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services. Our total liability shall not exceed the amount you have paid to us for the specific service giving rise to the claim.

7. Indemnification

You agree to indemnify, defend, and hold harmless IndependTop and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to your use of our website or services, your violation of these Terms, or your infringement of any third-party rights.

8. Governing Law

These Terms and any disputes arising out of or related to them shall be governed by and construed in accordance with the laws of [Insert Jurisdiction], without regard to its conflict of law principles.

9. Changes to Terms

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our website and services after any changes constitutes your acceptance of the revised Terms.

10. Termination

We may terminate or suspend your access to our website and services at our sole discretion, without prior notice, for any reason, including if we believe you have violated these Terms.

11. Contact Us

If you have any questions or concerns about these Terms or our services, please contact us at: [email protected].